The decision to file bankruptcy, whether it’s Chapter 7 bankruptcy or Chapter 13 bankruptcy, is an emotionally difficult one. People often struggle with it for “many months or even years I think it’s particularly hard because of optimism…we think if we can hang on just a little … [Read more...]

No. Filing bankruptcy does not make you a bad person. There is this perception that people are running around intentionally charging up their credit cards, so they can just get rid of it in a bankruptcy. Like an evil villain in an old movie… rubbing their hands together… … [Read more...]

Yes, absolutely. If you don’t need a bankruptcy. I will tell you. There are potential clients who I turn away because they don’t need a bankruptcy. In fact, it happened last week. This person throught she had a lot more debt than she did. We figured out how much she actually … [Read more...]

The short answer is yes… This is a great question to ask an attorney when you are considering bankruptcy. Many of my clients rent and worry whether they will have somewhere to live after the bankruptcy is over. Some landlords prefer not to rent to someone who has filed for … [Read more...]

Are bill collectors harassing you at home? Are you receiving collection letters? Are you receiving collection calls at work? Are you only making minimum payments on your credit cards? Are creditors suing you? Are you behind on your house payment? Are you behind on your car … [Read more...]