Deciding to File Bankruptcy
The decision to file bankruptcy, whether it’s Chapter 7 bankruptcy or Chapter 13 bankruptcy, is an emotionally difficult one.
Can I Rent an Apartment if I File Bankruptcy?
This is a great question to ask an attorney when you are considering bankruptcy. Many of my clients rent and worry whether they will have somewhere to live after the bankruptcy is over. Some landlords prefer not to rent to someone who has filed for bankruptcy.
How Do I Know Whether I Need to File Bankruptcy?
Dealing with Financial Struggles? A Bankruptcy Attorney Might be Your Saving Grace
Does Filing Bankruptcy Make Me a Bad Person?
There is this perception that people are running around intentionally charging up their credit cards so they can just get rid of it in a bankruptcy. Like an evil villain in an old movie…rubbing their hands together…laughing maliciously. Muah hah hah! It’s an absurd image.
Exemptions in Bankruptcy
When someone files for Chapter 7 or Chapter 13 bankruptcy, their property becomes part of the bankruptcy estate.
Check Your Bills, Bank Account Statements and Paystubs
When you’re tight on money and considering filing for either Chapter 7 or Chapter 13 bankruptcy. every dollar matters. It’s important to know where your money is going so you can budget properly. But, in this age of convenience services, it’s easy to lose track of it.
Bankruptcy Budget
You can’t have a conversation about bankruptcy without a discussion about your budget.
Advantages of Filing for Bankruptcy
Filing for bankruptcy can be a life-changing decision for individuals facing overwhelming debt and financial hardships. While it is a complex legal process, the advantages of filing bankruptcy are numerous and can provide much-needed relief and a fresh start.
How Much Do I Need to Owe to Qualify for a Chapter 7 Bankruptcy?
Bankruptcy can provide much-needed relief to individuals burdened by overwhelming debt. Chapter 7 bankruptcy, in particular, offers a fresh start by discharging most unsecured debts. However, there is no specific minimum debt requirement to qualify for Chapter 7 bankruptcy.
Beware of Online Payday Loans/Cash Advances
Don’t get caught in this fraudulent trap. Here’s how to avoid the harassment that comes with payday loans and cash advances.
Friends Don’t Give Friends Bankruptcy Advice
Would you ever not to go the doctor when your arm is falling off but instead ask your friends what they think you should do about it? NO!
I Want to File Bankruptcy but My Spouse Doesn’t. What Should I Do?
Good news. You CAN file without your spouse. Although your spouse does not need to file with you, you will need some of his or her information in order to complete your bankruptcy petition.