Bankruptcy Budget
You can’t have a conversation about bankruptcy without a discussion about your budget.
Advantages of Filing for Bankruptcy
Filing for bankruptcy can be a life-changing decision for individuals facing overwhelming debt and financial hardships. While it is a complex legal process, the advantages of filing bankruptcy are numerous and can provide much-needed relief and a fresh start.
How Much Do I Need to Owe to Qualify for a Chapter 7 Bankruptcy?
Bankruptcy can provide much-needed relief to individuals burdened by overwhelming debt. Chapter 7 bankruptcy, in particular, offers a fresh start by discharging most unsecured debts. However, there is no specific minimum debt requirement to qualify for Chapter 7 bankruptcy.
Beware of Online Payday Loans/Cash Advances
Don’t get caught in this fraudulent trap. Here’s how to avoid the harassment that comes with payday loans and cash advances.
Friends Don’t Give Friends Bankruptcy Advice
Would you ever not to go the doctor when your arm is falling off but instead ask your friends what they think you should do about it? NO!
I Want to File Bankruptcy but My Spouse Doesn’t. What Should I Do?
Good news. You CAN file without your spouse. Although your spouse does not need to file with you, you will need some of his or her information in order to complete your bankruptcy petition.
What to Expect at an Initial Bankruptcy Consultation
Although we all must follow the same rules and have similar procedures, we each have a different approach with clients. What works for one, may not work for another. The human element cannot be underestimated.
What is Elmo Doing to Help Keep Your Kids Out of Bankruptcy?
In a recent New York Times article titled “Too Young for Finance? Think Again,” the significance of financial education for young children is highlighted, shedding light on the efforts of various organizations to impart these vital skills to the next generation.
What to Expect at a 341 Meeting of Creditors
The Meeting of Creditors is also called a 341 Meeting after the code section that mandates it. Often, this is the only time a debtor needs to appear during the case
How Much Does It Cost to File Bankruptcy?
Asking how much a bankruptcy cost is like asking “How much is a pizza?” Well, it depends on what you want. Which size? How many toppings? Do you need it delivered? Thick or thin crust? Are you calling a discount chain or a gourmet pizzeria?
What Debt Negotiation Companies Don’t Want You to Know
Bankruptcy has innumerable benefits that a negotiation company cannot claim.